For customers who choose monthly payment, the average monthly balance is 10,000 AZN/USD/EUR or more, or the monthly turnover (the funds received into the account are not taken into account and non-cash retail turnover is taken into account) 1,200 AZN/USD/EUR or more in the same month service fee is not charged.
After one year from the date of the contract, the balance on the card account is 15,000 AZN/USD/EUR or the annual turnover is 15,000 AZN/USD/EUR (funds received into the account are not taken into account and cashless retail turnover is taken into account) and in case of excess, no service fee is charged for the next year .
Premium Kartmane Credit holders can use their safes for free for 3 months.
3D service is automatically activated when the card is opened on all Rabitabank cards.
Yes. Card-to-card operation is possible from a Rabitabank card to a foreign card.
You can take advantage of our services by entering the security section of Rabita Mobile (App), using the PIN settings menu, or approaching the branches and departments of our bank.
5 transactions per month are free at any ATM in the country. Additional fees are calculated according to the current tariff schedule. Details: Tariff schedule
The card is issued free of charge upon making a minimum deposit of 15,000 AZN/USD/EUR to the card account.
Visa Infinite 299 AZN/170 USD/EUR or monthly 29 AZN, 15 USD/EUR
Mastercard Black 199 AZN/120USD/EUR or monthly 19 AZN, 12USD/EUR
When the Kartmane account is opened, as well as until the cards ordered "Online" are debited from the cash register (before the customer picks up the card), if the Customer initially deposits at least 15,000 AZN/USD/EUR into the account, the annual service fee for the first year on that Kartmane account is not caught.
If the card is lost, a service fee must be paid for the purchase of a new card.
Card duration: 60 months
|Cash Transactions||Cashless Transactions|
|Interest rate||25% (EUR və USD, 10%)||25% (EUR və USD, 10%)|
|Grace Period||Does not exist||Up to 100 days *|
|Minimum Payment||5% of the loan balance||5% of the loan balance|
|Maximum Payment Date||From the 1st to the 10th of every month||From the 1st to the 10th of every month|
36% if the minimum payment is not made,
(15% on EUR and USD cards)
|25% for non-minimum payment (10% for EUR and USD cards), 36% for non-minimum payment after grace period (15% for EUR and USD cards)|
|Annual interest to be calculated on the overdraft amount||36% (EUR və USD, 20%)||36% (EUR və USD, 20%)|
|Expenditure Period||During the month||During the month|
|Account Cutoff Date||Last working day of every month||Last working day of every month|
|Last Payment Date||-||10th of the next 3rd month|
|Cashing in Commission||Maximum 2%||-|
|Card Blocking||If the minimum payment is not made 2 times in a row, the card is blocked (unblocked when the debt is paid according to the schedule)||If the minimum payment is not made 2 times in a row, the card is blocked (unblocked when the debt is paid according to the schedule)|
|Extension of Term||
30 days before the end of the credit line, the bank re-analyzes the borrower's financial situation, and the bank can extend the term of use for the next 24 months at its discretion.
*If the term of use of the credit line is not extended by the bank, the remaining debt amount is automatically divided into annuity payments as follows, and the current grace period is canceled: