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Earn more on what you spend with Kartmane!
Note:
Cashback 10% cinema - charged for paying for films without a minimum turnover requirement (cashback amount is not more than 30 AZN)
Cashback 5% book - calculated without the requirement of a minimum turnover (the amount of cashback is not more than 20 AZN).
Cashback 5% public transport and train - accrued without limiting the minimum turnover (MCC: 4011,4111,4112,4784,4131, cashback amount is not more than 20 AZN).
Cashback 5% hairdressing salon, beauty salon, SPA - is credited without limiting the minimum turnover (cashback amount is not more than 20 AZN).
*Note: Turnover requirements are taken into account - ATM Cash, POS Cash, Card to Card, credit payments, transport (except air transport), communications, betting, government and utility payments, Quasi Cash payments, excluding other payments. Cashback is not credited for transactions made using Rabita Mobile.
*Note: Circulation requirements - ATM Cash, POS Cash, Card to Card, loan payments, transport (except for air transport), communications, betting games, state and utility payments, Quasi Cash payments, except for other payments are taken into account. Cashback is not calculated for transactions made with Rabita Mobile.
Cinema 1 AZN = 5 cashback - is calculated for movie payments without a minimum turnover requirement (cash back amount max 30 AZN = 1500 points)
Book 1 AZN = 2.50 cashback - is calculated for book payments without a minimum turnover requirement (cash back amount max 20 AZN = 1000 points).
Public Transport 1 AZN = 2.50 cashback - is calculated for public transport and train payments without a minimum turnover requirement (MCC: 4011,4111,4112,4784,4131, cashback amount max 20 AZN = 1000 points).
Barber, Beauty salons, Spa 1 AZN=2.50 cashback - is calculated for barber, beauty salons, Spa payments without minimum turnover requirement (cashback amount max 20 AZN=1000 points).
Cinema 1 AZN = 5miles cashback - is calculated for cinema payments without a minimum turnover requirement (cashback amount max 30 AZN = 1500 miles).
Book 1 AZN = 2.50 miles cashback - is calculated for book payments without a minimum turnover requirement (cash back amount max 20 AZN = 1000 mil).
Public transport 1AZN=2.50 miles cashback - is calculated for public transport and train payments without a minimum turnover requirement (MCC: 4011,4111,4112,4784,4131, cashback amount max 20AZN=1000 miles).
Barber, beauty salons, Spa 1 AZN=2.50 miles cashback - is calculated for barber, beauty salons, Spa payments without minimum turnover requirement (cashback amount max 20 AZN=1000 miles).
**Note: All other payments, except for cashing out at an ATM, cash in POS and from card to card, credit payments, transport (except for air transportation), communications, utility and government payments are an exception. for all other payments, cashback will be credited according to the currency of the card. Cashback is not credited for transactions made through the Rabitabank Mobile Application.
During the month (from the 5th day of the current month to the 5th day of the next month) you can change any number of options in any direction between "Petrol Stations & Restaurants", "All Payments", "Market & Restaurants" and "Azercell", "Miles" via mobile app. Changes to the tariff package made during the month come into force from the next month. At the first change between the specified packages, the changes in the tariff package take effect immediately. Cards are initially provided to customers with the "All payments" tariff package.
Ability to switch between packages for cashback accrual:
Changes made during the month will take effect from the following month:
Validity of cashback bonuses:
Bonuses are accrued not from the date of the client's transaction, which is the basis for the bonus accrual, but from the date the transaction is reflected in the internal system of the bank. If the write-off in connection with the operations carried out for the current month is carried out within the first 3 working days of the next month, in this case, bonuses will be accrued for the current month. Bonuses will be calculated for the next month if the deletion for the current month is received after the first 3 business days of the next month. Trades that are suspended, incomplete or canceled for any reason will not be credited, and accrued bonuses will be cancelled. Bonuses accumulated before the last day of the year (before the end of the day on December 31) are reset to zero if they are not used by the end of March 1 of the next year.
Tariffs for Kartmane services:
✔ The service fee for each subsequent year on the card is charged by the bank unilaterally from the remaining amount of the card. Accrued bonuses can be unilaterally directed by the Bank to pay the card maintenance fee. In each subsequent year, if the service fee is not paid within 3 months, the card is blocked (the card is released from blocking only after payment of the service fee). Cards that have not paid a service fee within 6 months are closed and canceled.
✔ For a Kartmane card opened for the purpose of transferring savings interest, no commission is charged during the interest transfer period. Points on the card account not reflected in these terms and conditions will be regulated in accordance with the "Tariff table of transactions with payment cards" available as of the current date.
✔ The Client can stop the accrual of interest on the Kartmane account by contacting the relevant branch / branch of the bank, and if the Bank offers it, using the digital banking service offered by the Bank, and resume accruing interest again in the same way.