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Choose the deposit terms freely!

Determine the terms of your deposit freely and earn additional income!

əmanət universal

Features

Minimum Deposit Amount

200 AZN - 500 USD

Period

3/ 6 / 12 / 24 / 36 months

Payment of interest

Monthly, Quarterly, at the end of the period

Deposit insurance

In accordance with the rules of the Fund (ADIF)

Note: Increasing the amount of an existing deposit is not provided. A new agreement must be formalized for this purpose.

A protected deposit is the part of the funds held in a bank account which, in the event of an insured incident at the participating bank serving the depositor, is compensated by the Fund in the amount determined by the Law “On Deposit Insurance”.

More details: https://adif.gov.az/az/insured-deposit

 

Frequency of accrued interest

Currency

AZN

USD
On demand    
1 Month    

3 Month

 

 

6 Month

4,00%

1,00%

12 Month

9,25%

1,25%

18 Month

9,35%

1,50%

24 Month

9,50%

1,75%

36 Month

9,50%

2,00%

 

Note: If the annual interest rate on a foreign currency deposit within the campaign exceeds 2.5% (the interest rate for protected deposits set by the Deposit Insurance Fund), the customer may benefit from the standard rates of the Universal deposit.

Quarterly AZN USD EUR
Until requested  1,00% 0,25% 0,5%
1 Month - - -
3 Month - - -
6 Month 5,00% 1,25% -
12 Month 9,5% 1,5% -
18 Month 9,65% 1,5% -
24 Month 9,75% 2,00% -
36 Month 9,75% 2,25%
Term AZN USD EUR
On demand      -     - -
1 Month 3,00%    
3 Month 3,00% - -
6 Month 6,00% 1,50% -
12 Month 10,00% 1,75% 0,50%
18 Month 10,25% 2,00% -
24 Month 10,50% 2,25% -
36 Month 10,50% 2,50% -

For the “Universal Deposit” product

Term AZN USD EUR
The number of days from the date of signing the contract to the early withdrawal date of the deposit
0 - 30 Day 0% 0% 0%
31 - 180 Day 10% 10% 10%
181 - 360 Day 20% 25% 25%
After 360 days 30% 50% 50%

Other deposits

Child savings deposit
  • Deposit PeriodUp to 216 months
  • Annual rate5%
  • CurrencyAZN / USD
Order online
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