How can I join the 3D security service?

3D service is automatically activated on all Rabitabank cards.

Can I make a card-to-card transaction with the card of a foreign bank using a Rabitabank card?

Yes. Card-to-card operation is possible from a Rabitabank card to a foreign card.

How much service fee is charged when withdrawing money from ATMs with Kartmane cards?

Cash withdrawal via Rabitabank ATM and POS terminals:

  • ATM – 1%, min. 1 AZN/USD/EUR
  • POS – 1%, min. 1 AZN/USD/EUR

Cash withdrawal via ATM and POS terminals of other local financial institutions:

  • ATM – 1%, min. 3 AZN/USD/EUR
  • POS – 1.5%, min. 5 AZN/USD/EUR

Cash withdrawal via ATM and POS terminals of the foreign financial institutions:

  • ATM – 1%, min. 3 AZN/USD/EUR
  • POS – 1.5%, min. 5 AZN/USD/EUR

 

Card type and service fee

Annual service fee (for 1 year):

  • For MC World Kartmane Non-Resident card – 50 AZN/USD/EUR

  • For MC Black Edition Kartmane Non-Resident card – 299 AZN / 199 USD/EUR

  • For Visa Infinite card – 399 AZN, 299 USD/EUR

Note: If the card is lost, a service fee must be paid to purchase a new card.

How to order a card?

You can obtain a Kartmane card for non-residents at any branch of the Rabitabank.

Interest rates
  • Interest rate (annual) calculated on the balance of funds in Kartmane for Non-Residents: 4% AZN 
  • The minimum amount for which interest will be calculated on each card: 100 AZN
  • The maximum amount for which interest will be calculated on each card: 10,000 AZN
  • Capitalization: Monthly capitalization with daily interest calculation (Added on the first working day of each following month).
Card Services
  • Conversion commission for payments made in foreign currencies: 0.5%
  • SMS Alert Service: 5 AZN (monthly)
  • PIN Change and PIN Erase Services: Free
  • Kartmane Debit owners can use their safes for free for 1 month.
Top-up via terminal
  • Through payment terminals with Kartmane card and current account of individuals in cash (only in AZN currency). The assigned limit is adjusted based on the customer's FIN code.
  • Free when depositing up to AZN 3,000 per month
  • 0.3% for every contribution over AZN 3,000 per month