Universal Deposit / Deposits / Personal customers

Features

Minimum Deposit Amount

200 AZN - USD/ 500 EUR

Period

3/ 6 / 12 / 24 / 36 month

Payment of interest

Monthly, Quarterly, At the end of the period

Deposit insurance

In accordance with the rules of the Fund (ADIF)

An insured deposit:

It is such a part of deposit that will be compensated by the Fund in the amount defined by Law "on deposit insurance" in case of insurance incident in the participant bank where a depositor is serviced.

More information: www.adif.az/page/sigortalanmis-mant

Frequency of accrued interest

Monthly Quarterly End of term

Period	AZN	USD	EUR
Until requested	-	-	-
3 months	-	-	-
6 months	4,00%	0,25%	-
12 months	9,25%	0,25%	-
24 months	9,50%	0,25%	-
36 months	9,50%	-	-

Period	AZN	USD	EUR
Until requested	1,00%	0,10%	0,05%
3 months
6 months	5,00%	0,35%
12 months	9,50%	0,35%
24 months	9,75%	0,35%
36 months	9,75%

Period	AZN	USD	EUR
Until requested	1	-	-
3 months	3,00%	-	-
6 months	6,00%	0,50%	-
12 months	10,00%	0,50%	0,50%
24 months	10,50%	0,50%	-
36 months	10,50%	-	-

Calculation of interest in case of early termination of the contract

The number of days elapsed from the date of signing the contract to the expiration date of the deposit	The part of the interest to be paid before the expiration date of the deposit
	AZN	USD	EUR
0 - 30 days	0%	0%	0%
31 – 180 days	10%	10%	10%
181 – 360 days	20%	25%	25%
after 360 days	30%	50%	50%

* From June 1, 2020, the maximum annual interest rate on protected deposits in the national currency is set at 12%, and in foreign currency - 2.5%.

"Universal deposit" allows you to freely choose the terms of the deposit!

Features

An insured deposit:

Frequency of accrued interest

Calculation of interest in case of early termination of the contract

Other deposits