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The target audience | Entrepreneurs working in industry, manufacturing, services, trade, construction, transport, fishing and agriculture |
Purpose of the loan | Any area that complies with the bank's rules of procedure |
Market experience | Minimum 6 months in the field |
Amount | 300 - 30,000 manat |
Currency | AZN |
Duration |
3 - 36 months |
Grace period | 6 - 12 months (grace period for loans from local and foreign funds may be in accordance with the procedural requirements of the fund) |
Payment form | Annuity schedule |
Interest rate | 22% -26% per annum (1% discount for each repeated application) |
Pledge guarantee | gold jewelry, movable and immovable property |
Age limit | 20 - 65 (the last loan maturity should not exceed 65 years) |
Commission | 1% FIFD from 22.7% 1% discount for every repeat application |
Note | Depending on the amount, a lawsuit may be brought against a family member of the client, an individual entrepreneur or a person with formal income. |