Loan through the Mortgage and Credit Guarantee Fund

Preferential government-guaranteed business loan for legal entities and individual entrepreneurs who want to develop their business.

Loan through the Mortgage and Credit Guarantee Fund

Required documents:

  • ID card
  • VOEN
  • Charter (legal entity)
  • Extract from the state register (legal entity)
  • Financial statements
  • Collateral documents
  • Business plan

The target audience

Individual entrepreneurs and legal entities



The value of the loan

30 000 AZN- 5 000 000 AZN

Credit term

Up to 84 months (for working capital - 24 months)

Interest rate (before subsidy) 


Interest subsidy

  • Up to 3 years - 8%
  • More than 3 years - 10%

Fees and commissions


Insurance cost

The collateral must be insured for the amount of the loan balance.

Other loans

Micro Credit
  • Period3-36 months
  • Interest rate5%
Micro Credit
Contract Financing
  • Period6 months
  • Interest rate14%
Contract Financing