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Loan through the Mortgage and Credit Guarantee Fund

Preferential government-guaranteed business loan for legal entities and individual entrepreneurs who want to develop their business.

Required documents:

  • ID card
  • VOEN
  • Charter (legal entity)
  • Extract from the state register (legal entity)
  • Financial statements
  • Collateral documents
  • Business plan

The target audience

Individual entrepreneurs and legal entities

Currency

AZN

The value of the loan

30 000 AZN- 5 000 000 AZN

Credit term

Up to 84 months (for working capital - 24 months)

Interest rate (before subsidy) 

14%-20%

Interest subsidy

  • Up to 3 years - 8%
  • More than 3 years - 10%

Fees and commissions

0.1%

Insurance cost

The collateral must be insured for the amount of the loan balance.

Other loans

Micro Credit
  • Period3-36 months
  • Interest rate5%
Contract Financing
  • Period6 months
  • Interest rate14%